Sensible Planning for Life®
Our mission is to help our clients build confidence in their financial future with the necessary tools and knowledge to make informed decisions about their investments, savings, taxes, and retirement plans. As fiduciaries, we are committed to placing your interest above ours as we guide you in building, preserving, and transferring wealth. Our typical clients are busy individuals who wish to delegate their investment management to a trusted advisor while gaining insight and assistance with their financial lives.
As trusted advisers, we only work for you with a clear fee structure and a sales-free approach.
Located in Westerly, Rhode Island, our advisory firm offers guidance to individuals and families across the United States. As fee-only advisors, we are paid directly by our clients based on the assets under our continuous management. This compensation method is the most transparent and objective way to charge for services, as we do not sell products or receive commissions from any recommendations we make.
Our investment strategies are disciplined and academically based.
We offer a disciplined, academically based investment experience tailored to each client’s needs. As a result, diversified investment portfolios are constructed to align with your risk profile, matching your goals, willingness, need, and ability to accept risk to sound investing principles.
Our emphasis on income tax planning and preparation gives us a unique insight into the interaction of tax on retirement income needs and other financial goals.
Tax planning and preparation are important components of our comprehensive financial planning services. It is a proactive strategic process where we assess the tax implications of financial decisions throughout the year rather than just reacting to them in April. Preparing your return gives us the unique ability to assess the effectiveness of our recommended financial and tax strategies.
Note: Preparation of your individual federal and state income tax for clients is included in our comprehensive financial planning fee, with no additional charge for clients who meet our minimum assets under management.