Broker Check

Our Investment Approach

<b>Disciplined and Academically Based&#160;</b>

Disciplined and Academically Based 

Our investment approach adheres to three core principles:

  1. Markets reflect the aggregate expectations of investors about risk and return.
  2. Diversification helps reduce uncertainty.
  3. Empirical research guides our portfolio construction.
<b>Low Expenses and Tax Efficiency</b>&#160;

Low Expenses and Tax Efficiency 

Our evidence-based approach focuses on the things we can control:

  • Choosing funds with lower expense ratios and low turnover,
  • Reducing transaction costs through disciplined trading,
  • Strictly avoid sales loads and other unnecessary fees, and
  • Positioning asset classes appropriately to minimize taxes and allow for loss harvesting.
<b>Rely on the Evidence and Use Research-Based Mutual Funds</b>

Rely on the Evidence and Use Research-Based Mutual Funds

Our evidence-based approach focuses on the things we can control:

Lighthouse is part of a select group of investment advisors approved by Dimensional Fund Advisors (DFA), portfolio managers specializing in research-based mutual funds. Lighthouse has full access to Dimensional’s researchers, academics, and portfolio professionals, gaining insight and inspiration from their work.

Investments keeping you up at night? What’s your Risk Number?

We’ll take a quantitative approach to pinpoint your Risk Number by going through a series of objective exercises based on actual dollar amounts. The first step is to answer a 5-minute questionnaire covering topics such as portfolio size, top financial goals, and what you’re willing to risk for potential gains. The Risk Number helps us ensure that your portfolio aligns with YOUR investment goals and expectations. Try it now!

(If you would like us to contact you after completing the questionnaire, please include your phone number. If not, feel free to skip that part.)

<span>Life Style Risk Tolerance</span>

Life Style Risk Tolerance